Industrial Injury

In the UK, industrial injury claim differs significantly from other types of injury claims especially with the view to obtaining financial compensation. If the injury sustained renders you unable to work for a period of time extending for over two months or more, then you may qualify to receive Industrial Injury Disablement Benefit.

The Industrial Injuries Disablement Benefit is usually given to people who sustain illness or get disabled either at the workplace or while on official duties elsewhere. However the amount of money awarded varies depending on the conditions underlying each case. On the same note, you can only claim the Industrial Injuries Disablement Benefit if only you were employed at the time of the accident. It is also worth noting that the benefit is only applicable if the accidents were sustained in England, Wales or Scotland though few exceptions do apply here and there.

Industrial Injury Disablement Benefit is normally not applicable to accidents involving self-employed individuals. One of the most important factors in deciding how much you qualify to receive as part of the benefit is your age at the time of injury. The severity of your illness or disability is also assessed and ranked on a general scale ranging from one to 100.

A medical examination is required and the doctor will ascertain how serious your injuries are and how long you will be disabled. Industrial Injury Disablement Benefit is only given if you are made disabled due to work undertaken for your employer.

Should you be disabled due to an accident, you must claim Industrial Injuries Disablement Benefit immediately. You will not qualify to receive benefit for 90 days following the date of the event and if you hesitate you may lose some benefit.

To receive the Industrial Injury compensation Disablement Benefit, a qualified recipient is required to provide a bank, Post Office, or building society account. Otherwise, they can have the cash deposited into a National Savings account as long as Direct Payments are accepted. For industrial injury claims involving blind people or in case you wish to have someone receive the cash on your behalf, a cheque can be sent.

One thing that you need to be acutely aware about is that Industrial Injury Compensation Disablement Benefit can have significant effect on other benefits that you qualify to receive especially if they depend on your level of income. For that matter, you need to consult with the appropriate authorities if you receive such benefits as Income Support and Pension Credit among others.

Industrial injuries can sometimes be very severe, leading to lifetime disability or even loss of earning potential. For that reason, Industrial injury compensation can roll down to huge sums of money. This is why companies are required to have insurance. Insurance companies also ensure justice by following through with the appropriate compensations as determined, even if the implicated company has since been closed down or gone bankrupt.